I’m an idiot. OK, I WAS an idiot six months ago and I’m still paying (literally) for my lapse in judgement. Here’s the story…
Back in mid July I was selling my truck. I was selling that truck and my wife’s truck to buy the Jeep I wanted(see blog New Tires below). Well I sold Amy’s truck and then I screwed up BIG Time. There was a guy at work here who was going through a rough time. He was having to share a vehicle with his kid and he was running his ex all over town and it was making his life miserable. He mentioned he was going to buy a vehicle and I told him I was selling mine. He said he was very interested in buying it, but wasn’t going to have the funds for two weeks. Here’s where I made my first mistake. I told him since he was in a bind, I’d let him have the truck now and he could pay me in two weeks. I know, really stupid, but I’m a good guy and I expect people to be good to their word.
He comes over to get the truck and we sign a contract saying he’ll pay me in full in 60 days. Apparently he’s only going to get a grand in two weeks and the rest will come later. Should have been a red flag, but I thought “No problem, I can wait 60 days.” The problem is, in order for ME not to be responsible for the truck while he’s driving it, I have to give the guy the title. He needs to license it and get insurance. I know… stupid.
To make a long story short, every time this guy is supposed to give me money, something comes up where I don’t get paid. A check he’s expecting doesn’t come, or there’s a family emergency, or the ex-wife needs money, or the kid’s in a car accident, or whatever. It’s been six months and he still owes me $2,500!
That’s a pretty substantial amount of money for my family as I’m sure it is for yours. The month I had to license my Jeep and my wife’s van, I actually had to take out a loan in order to make my mortgage payment. And now it’s Christmas and my kids are going to go without presents because this Ass can’t get me the cash he owes me.
I’ve tried to be a good guy, but money ain’t funny. It’s time to take this to the next level and that’s where I need your help. I’ve never sued anyone before or sent the cops after them or whatever. What are my options? Legally how can I make this deadbeat pay up? Or at the very least, get my truck back so I can sell it to someone else and get the money he owes me?
Any advice the “Jesse & Shotgun Throbbing Brain” has to offer would be well appreciated.